Read the money-saving secrets funeral directors from across the country aren't taking to the grave with these insider tips for planning a funeral.

2. If you or your spouse is an honorably discharged veteran,burial is free at a Veterans Affairs National Cemetery. This includes the grave, vault, opening and closing, marker, and setting fee. Many State Veterans Cemeteries offer free burial for veterans and, often, spouses (www.cem.va.gov).

3. You can buy caskets that are just as nice as the ones in my showroom for thousands of dollars less online from Walmart, Costco, or straight from a manufacturer.